Finance Solutions
Tailored to You
Expert mortgage broking and specialised lending - including SMSF loans - from experienced brokers who take the time to understand your goals.
We work for you, not the banks. Our job is to find the right loan from across the market and guide you through every step.
Our Services
From your first home to complex SMSF lending, we provide expert guidance across a full range of finance solutions.
Home Loans
Whether you are a first home buyer or upgrading, we compare hundreds of loan products to find the right fit for your situation and goals.
Refinancing
Already have a mortgage? We review your current loan and find opportunities to save money, reduce your term, or access equity.
Investment Loans
Build your property portfolio with finance structured for growth. We help investors secure the right lending for residential and commercial properties.
SMSF Lending
We specialise in SMSF lending - helping self-managed super fund trustees finance property acquisitions with the right loan structure and compliant setup.
Commercial Finance
Funding for business premises, equipment, or expansion. We understand the needs of Australian businesses and match you with the right lender.
Asset Finance
Finance for vehicles, machinery, and equipment. We source competitive rates and flexible terms to keep your business moving.
Why Choose SFA
We are not a bank. We are independent mortgage brokers who work for you. That means we search across dozens of lenders to find the loan that genuinely suits your needs - not the one that suits the bank.
- Access to a wide panel of lenders including major banks, non-banks, and specialist lenders
- SMSF lending expertise - a complex area where many brokers lack experience
- Personalised service from experienced professionals, not call centres
- We handle the paperwork, negotiate with lenders, and keep you informed at every stage
- No cost to you in most cases - we are paid by the lender on settlement
- Part of an integrated financial services group, so we can coordinate with your accountant and advisors
How We Work
Discovery
We start with a conversation to understand your financial position, goals, and timeline. No obligation, no pressure.
Research & Recommendation
We search across our lender panel to find the products that best match your situation, then present your options clearly.
Application & Approval
We handle the application, manage the paperwork, and liaise with the lender on your behalf to get approval as quickly as possible.
Settlement & Beyond
We see you through to settlement and stay in touch afterwards. As your circumstances change, we are here to review and adjust your lending.
Our Specialty
SMSF Lending
Borrowing through a self-managed super fund to purchase property is one of the most complex areas of finance in Australia. It requires a specific loan structure (limited recourse borrowing arrangement), a compliant trust deed, and a lender willing to work with SMSF borrowers.
Many brokers avoid SMSF lending because of its complexity. We lean into it. Our team has deep experience in structuring SMSF loans and works closely with accountants and solicitors to ensure everything is set up correctly from the start.
Part of an Integrated Financial Services Group
SFA is part of the FRM Consulting Group, which means our clients benefit from coordinated advice across finance, accounting, and property management. When your broker, accountant, and property manager are all working together, you get better outcomes.
Learn More About FRMReady to Talk Finance?
Whether you are buying your first home, refinancing, investing through your SMSF, or need commercial finance, we are here to help. No obligation, no pressure - just honest advice.